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  1. Single entry extra monthly payment

    instead of clicking the + symbol (30*12) times, how about a single entry to set the overpayment amount?

    31 votes
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      started  ·  3 comments  ·  Admin →
    • Equal Payments during loan life

      with decrasing interest payments offset by higher payoff of principal. Mortgage payments

      11 votes
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      • have EURIBOR (1,3,6 and 12) current rates and history and place for spread.

        Many loans are indexed with EURIBOR. Loanexpert should you have euribor monthly rates history and place for spread: it would be of great assit to introduce the date and loanexpert automaticly calculate the variation of the rates and repayment... Thank you!

        11 votes
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          under review  ·  1 comment  ·  Admin →
        • Allow locking of the number of payments.

          Say someone takes out a 15-yr loan, pays off half of it because they don't need but half, and their budget does not allow for (say) $515 a month. Showing a new amount for the repayment (adjusted to the actual amount remaining) at the time of the mass-payment would be a good idea, no?

          9 votes
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          • Be able to 'fill' the extra payment column without individual entries

            Title says it all....option to fill (drag) a set of months with a constant 'extra payment.'

            6 votes
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            • email feature

              Email the loan amount or get save to file javascript into it so that we have a digital document

              6 votes
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                planned  ·  0 comments  ·  Admin →
              • 5 votes
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                • Estimated monthly fees

                  Ability to input other estimated monthly fees such as tax and insurance

                  5 votes
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                    planned  ·  0 comments  ·  Admin →
                  • Provide ability to lock in a currency as the default currency.

                    Each time I load I a forced to change the currency to US Dollars each time. Have a setting to lock in US Dollars so I don't have to make this change each time.

                    4 votes
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                      planned  ·  1 comment  ·  Admin →
                    • continous interest

                      continuous intrest

                      4 votes
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                      • add fixed extra fixed costs (insurance, etc)

                        add fixed extra costs that repeat for every pay, for example for some kind of administration or insurance fee that some banks charge for...

                        4 votes
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                        • 3 votes
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                          • add a credit card interest and payments calculator

                            A feature similar to the Loan Expert but with the relevant features for the calculations of credit card payments, interest rate, min. payments etc.

                            3 votes
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                            • Add grace loans

                              Add the option to start paying the interest after a chosen time.
                              for some loans you start only by paying the fund and later the intrest.

                              3 votes
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                              • moratorium period feature must be added;With a drop-down menu for 1-12 months

                                Term loans, mostly, come with a option of moratorium period, during which time only interest payable is to be deposited(ofcourse you know what mori.... means)..

                                3 votes
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                                • 3 votes
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                                    1 comment  ·  Admin →
                                  • enable sharing of data

                                    i'd like to send my wife a link to this data, and let her compare it to her own version of similar data. if she likes mine better, she should be able to overwrite her own with my shared copy.

                                    3 votes
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                                    • Increase max loan amount - JPY76 to USD1 - Loans are 10's of millions in Japan.

                                      Users should be able to adjust proportions in excess of 600,000 - A home in Tokyo/Japan could easily be worth more than: 100,000,000yen

                                      3 votes
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                                        planned  ·  1 comment  ·  Admin →
                                      • 2 votes
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                                          1 comment  ·  Admin →
                                        • Account for anticipated family expenses (babies, cars, etc)

                                          if/when the single entry overpayment feature is implemented:
                                          it would be nice to be able to say, "after 5 years, expect a baby and reduce overpayment by 50% to compensate"

                                          2 votes
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